Paramedical Services

A brief paramedical examination is required as a routine part of an application for insurance. A professionally qualified paramedical examiner will contact your client to schedule a date and time for the exam at their earliest convenience. The client may elect to have the exam completed at their home or office. The application process is not complete until the client completes the examination.  Click a banner below to visit the provider's website and schedule an exam today.

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Preparing Your Client

*Information courtesy of Apps Paramedical Services
The examination may consist of some or all of the following components:

Examination The paramedical exam is very brief usually lasting 15-20 minutes. The exam may consist of a series of questions about your medical history as well as measurements of your client's height, weight, blood pressure and pulse.

  • Medical History – they will need your client's doctor’s names, addresses and phone numbers, date and reasons for prior last visits, the diagnosis and results. The same information is required for any hospitalizations and prescriptions.
  • Height and Weight – most para-medical services weigh by scale and measure with both clothes and shoes on.
  • Blood Pressure – taken while at rest.
  • Pulse – taken for one minute while at rest.
  • A urine specimen is required for most exams. Your client should drink a glass of water one hour prior to the exam

    • Blood Testing Depending upon the insurance company, a small blood sample may be necessary. Those applicants requiring a blood sample will be informed by the you, the insurance agent, and the examiner. Some insurance companies require your client to fast for a certain period of time and others prefer it. It is recommended to fast of a minimum of 6-8 hours for all applicants before completing a blood draw.

    A small amount of blood will be drawn from your client's arm or finger as required by the insurance company. Only sterile disposable needles are used to withdraw the blood specimen. The insurance company gives instructions to the laboratory regarding specific tests to be completed for underwriting purposes. The results of these tests will be sent directly to the insurance company – not the examiner or the agent.  Results can only be released from the insurance company to the client or a personal physician.

    Electrocardiogram (EKG) An EKG is a recording of the electrical impulses associated with cardiac contraction and relaxation. An EKG is a painless procedure. Electrodes must be placed on the bare skin on your client's chest, upper arms and lower legs. They will need to lie either flat or  in a supported and relaxed position so that an accurate reading can be made.

    Your client may want to follow these helpful suggestions to obtain the best examination results:

    1. Get a good nights rest the night before the exam. Relax 10-15 minutes prior to the appointment.
    2. Avoid caffeinated beverages prior to the exam
    3. Avoid smoking for at least 30 minutes prior to the examination.
    4. Be sure to tell your paramedical examiner about any medication being taken; non-prescription or prescription.
    5. Be aware that stress, caffeine, nicotine and some prescription and non prescription medications can temporarily raise blood pressure and pulse.
    6. Please have available all physicians’ names, addresses and phone numbers as well as dates and reasons for past visits, especially in the past five years. Be as complete as possible.
    7. Drink a glass of water one hour before your appointment to help in obtaining a urine specimen. Also, it is easier to obtain a blood sample from a well hydrated body.
    8. Avoid any alcoholic beverages for at least 24 hours prior to your examination.
    9. Avoid exercise for two hours prior to the examination. Strenuous activity may result in inaccurate urine/blood results.
    10. In many cases, a fasting blood sample is required. Your client will be informed if fasting is required by the insurance company. In all cases, it is recommended that your client fast 4-6 hours prior to the examination. During that period it is okay to consume water.
    11. Please have a picture identification available; a driver's license is preferred.
    12. If your client has hypertensive tendencies, morning appointments are usually best. Take medication if applicable.
    13. Your client's place of business may not be the most conducive location for the exam since they may be under work related stress. It is suggested to schedule the exam during a calm portion of the day.
    14. If your client is unable to keep the scheduled appointment, please notify your examiner as soon as possible.